SWIFT/BIC コードとは何ですか?
SWIFTコード(BICとも呼ばれる)は、国境を越えた送金や受取の際に、送金が正しい場所に確実に届くようにするために使用される国際的な銀行識別コードです。このコードにより、銀行は送金に関与する金融機関を正確に把握し、国際送金の安全かつ正確な受け取りを確保することができます。

Why do I need a SWIFT/BIC code?
You’ll typically need a SWIFT/BIC code when sending or receiving international transfers, as it helps identify the correct financial institution and route the payment securely. However, not all international transfers require one—some countries or payment methods may use alternatives like IBANs, routing numbers, or national clearing codes.

Does my bank have more than one SWIFT code?
Many banks have multiple SWIFT codes, especially major banks with branches in different cities. Some banks use a single global SWIFT code, while others assign unique codes to specific branches to help route international payments more accurately.
Frequently asked questions