什麼是 SWIFT/BIC 代碼?
SWIFT 代碼(也稱為 BIC)是一種國際銀行標識符,用於確保您的資金在跨境發送或接收資金時到達正確的地方。它告訴銀行具體哪家金融機構參與了轉賬,有助於確保國際支付的安全、準確交付。

Why do I need a SWIFT/BIC code?
You’ll typically need a SWIFT/BIC code when sending or receiving international transfers, as it helps identify the correct financial institution and route the payment securely. However, not all international transfers require one—some countries or payment methods may use alternatives like IBANs, routing numbers, or national clearing codes.

Does my bank have more than one SWIFT code?
Many banks have multiple SWIFT codes, especially major banks with branches in different cities. Some banks use a single global SWIFT code, while others assign unique codes to specific branches to help route international payments more accurately.
Frequently asked questions